Budget Calculator vs. Financial Planning

Budget calculators are a dime a dozen these days. Most of what’s available online is a complete waste of time. Online budget calculators make broad estimates for your savings goals based on average spending and other assumptions about your finances. If you want to improve your financial health, or just put together a budget, you need personalized financial guidance based on real data from HelloWallet.

• Watch Your Spending
• Create an Achievable Budget
• Automatic Spending Alerts
• Save Money
• Experience Financial Wellness

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Instead of estimating your budget based on a few numbers you type in, HelloWallet securely and automatically downloads your account information from your bank and credit card providers. We then break your spending into categories so you can get an accurate look at your finances with only a few clicks.

HelloWallet lets you create a budget that is completely personalized. You may need to spend more on transportation, or eat out for business, than most people. We take this into account when putting together your budget and break up your spending goals into categories like Groceries, Transportation, etc. HelloWallet also sends you alerts if it looks like you’re going over your spending goals, which keeps you on track!

Another issue with online budget calculators is that they generalize savings goals, assuming that everyone wants to put away 10-20% of their monthly income. HelloWallet knows that realistic savings goals are far more complex, so we give you flexibility in your savings by letting you set specific goals. Set independent targets for education, housing, and retirement savings, or even savings goals for one-off expenses like electronics, a vacation, or a car. Then we help you build a plan that helps you reach those goals in a way that works for you.

Don’t waste your time on a one-off budget calculator that will give you bogus recommendations and an incomplete understanding of your finances. Sign up today for 60 days of free, comprehensive, financial guidance