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Budgeting Basics: Sticking To Your Budget

Now that you’ve been working on your budget for the last 5 days, you may be starting to consider yourself a budgeter! You may also realize that being a budgeter requires commitment to your budget and that sometimes sticking to your budget can be a challenge. Here are a few strategies for you that will…

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Budgeting Basics: Budgeting For The Future

Okay, Let’s Recap… So far, you’ve determined your resources and needs, and created a budget to track your monthly spending. By now you probably understand what it takes to budget successfully! Now, it’s time to think about your long term goals and answer the question – where should your money go? With your monthly budget… Read more

Budgeting Basics: The Psychology of How You Spend

Psychology of Spending

It’s all about strategy. During this series, you’ve hopefully come to see budgeting in a whole new light. Instead of focusing on income and expenses, you now see that a budget is really a way to plan and track how to use your personal resources to meet your unique needs. Utilize additional resources. When you… Read more

Budgeting Basics: Meet Your Needs

What are your needs? Yesterday you learned why thinking of the money you earn in terms of your assets more accurately describes the sources of your income. Today, you’ll focus on a new way to think about your spending. You might typically think of the things you spend money on as your expenses, but like… Read more

Budgeting Basics: Find Your Resources

Psychology of Spending

It’s All In Your Head Knowing how much money is deposited into your bank account each month is the first step to creating your budget. Most people see the money they’ve earned from a job or a sale as their income. But the word “income” connotes movement; spending rather than saving. It suggests money is… Read more