Our Latest Research: Debt Savers

debt-savers-blockWe released a new research report this morning, you can download it here.  The research analyzes the relationship between savings and debt, specifically focused on 401(K) participants.  We find that a majority of participants are accumulating debt at a faster rate than retirement savings, a group that we are referring to as “debt savers.” The study analyzes consumer finance data from the Federal Reserve and the U.S. Census Bureau and underscores the need for retirement plan sponsors to provide participants with holistic, independent financial guidance. Without such support, increases in 401(k) and other  account balances will be off-set by growing liabilities on the other side of a participant’s ledger.