It’s never too early to start saving, whether for a specific goal or just better financial security, the key to saving is to live within your means. Simply put: spend less than you make. But it’s easy to spend your entire paycheck, or even more when you buy with credit! To put away money you need a solid budget you can stick to.
Don’t even think of writing your budget on a piece of paper, even using an Excel template will just waste your time and leave you where you started. Your financially savvy friends are using either an online budgeting service or software application.
The drawbacks to software budgeting and tax programs are their expensive price tag, complexity, and limited services. Online budgeting services are generally less expensive, but are limited to building a short-term budget and providing financial products that they pocket a referral fee from.
HelloWallet is an simple but powerful system that securely downloads your bank information: checking and savings accounts, credit cards, loans, etc, and organizes it so you can quickly get control of your finances. You can set budgets for each category of your spending, as well as unique savings goals. Whether you are saving for a college, a house, or even retirement, HelloWallet helps you keep your goals and recommends ways to better meet them.
In addition to our budgeting services, HelloWallet saves you money by informing you of changes to your accounts. If the APR on your credit card rises, we will automatically alert you so you don’t get slammed by hidden bank fees. We also have a database of 130,000 bank products and if we see an account with a higher interest rate then we will let you know. Since HelloWallet is totally independent from banks we don’t push products, we save you money.
Do your wallet a favor and sign up for HelloWallet’s free trial. Let us save you the money, so you can spend more time deciding what to do with it.