Low Income Housing: Where, When, How

If you are paying more than 30-35% of your income for housing costs, you may be entitled to low income housing from the Department of Housing and Urban Development. There are three main types of low income housing: privately owned subsidized housing, public housing, and section 8 housing vouchers.

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The most popular federal program is called the Housing Choice Voucher Program, commonly known as Section 8. Section 8 vouchers can be used to pay the majority of your rent, you generally are responsible to around 30% of the cost. To apply for a Section 8 voucher you need to contact a local Public Housing Authority, these can be found here.

You will apply directly to privately owned subsidized housing and public housing projects, so you will have to do research on your specific area. The HUD has a portal to help you find these housing options.

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