Member Spotlight: Smarter Spending

Recently, we asked our members to share their HelloWallet success stories, both big and small. We’re here to share their success with you and hope that they will help inspire you to use HelloWallet on your path to financial wellness.

Spending less than you earn is an important component to financial wellness, and often the first step on the path to reaching your other financial goals. Today we meet 3 HelloWallet members who took this first step. They took time to understand where their money is actually going and changed their existing habits for the better. See how these HelloWallet members started spending smarter without giving up the things they truly enjoy:

Julie H., HelloWallet member

julie“My story is simple. I was a spendaholic and my future husband was a saver (I call him a money squirrel). I grew up on the lower income side of things and when I got an “adult” job I emotionally spent on everything that made me happy … After much reasoning and lots of long night discussions … I agreed to having a budget. We now afford lovely vacations and we put a down payment on a house. The budget is the best thing to ever happen to our marriage. Now our debts are down and I am still able to buy pretty things.”

Felicia T., HelloWallet member since 2016 felicia

“While my wellness score may not be to where I want it yet, I’m certainly on my way! HelloWallet has made me pay attention to my budget and goals which is something I quite frankly have avoided nearly all my life. It has helped me by taking budgeting from “out of sight, out of mind” to “totally doable!” and kind of… fun! Thanks HelloWallet!”


Kerry K., HelloWallet member since 2015 kerry

“HelloWallet showed me how much I was spending on luxuries like eating out and alcohol. It motivated me to establish a restaurant budget to curb spending. I have cut dining out costs by 20% and use that money instead to buy fresh ingredients so I can cook at home more with my partner!”


Discover your own path to smarter spending using HelloWallet’s Trends feature.

Have your own success story to share? Let us know by filling out this brief survey.