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Morningstar’s Guide to College Savings

College Students

College savers are investing with a critical goal and a fixed time frame. Given the high financial and emotional stakes involved in choosing and paying for college, investors should feel confident about their choice of savings vehicle, whether it’s a 529 plan, a Coverdell, or a Roth IRA. In the articles in this guide, we…

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A Guide to Your College-Savings Options


Finding the right vehicle to save for college can be daunting. There are many choices, and it can be difficult to discern the differences between each type of account. Below, we’ve outlined a few salient features of a few of the most common college-savings vehicles, including the tax treatment for each, how much you can… Read more

Can I Throw This Financial Paperwork Out?


One of the most common sources of confusion regarding financial matters doesn’t relate to investments, or how to get rid of debt, or how to invest for college. Rather, it’s a lot more mundane: Which financial documents do I need to hang on to–and for how long–and which can I safely toss or shred? And… Read more

How Should Younger Investors Think About Social Security?

Social Security

We outline some scenarios for Social Security that younger investors can use to determine their own savings rates. Q: If you’re a younger investor–in your 20s, 30s, or even 40s–how do you factor Social Security into your retirement savings equation? A: This is an important question for younger investors, and a topic that is hotly… Read more

Take a Vacation from Financial Stress in 2 Easy Steps

February is a time for bundling up. But, if you’re like me, it’s also a great time to start picturing yourself somewhere sunnier, warmer, and generally less wintery. With HelloWallet, it’s easy to visualize your goals, like going on a tropical vacation, in the context of your finances. Whether you’re saving for a beach getaway,… Read more