What We Do

• Find Better Bank Products
  • Earn Free Money
  • Realistic Savings Ideas
  • Local Information
  • Keep an Eye on Your Bank
• Make More with What You Have
  • Save for College
  • Buy a Home
  • Save for Retirement
  • Reduce Debt Safely
  • Create a Financial Plan
  • Automatically Track Your Goals
  • Expert Guidance
• Guidance You Can Trust… Really Trust.
• Your Personal Money Manager
  • Organization in Seconds
  • Money Monitoring
  • Avoid Bank Fees
  • Create and Track a Budget
  • Secure Your Money
• Help for You, Hope for Others

Join Now!

Take Back Those Bank Fees

Here’s a scary statistic: over $38 billion in checking account overdrafts was paid in 2008, and most people paying those fees have savings accounts at the same bank that might be able to cover the overdrafts, could have opted to turn off overdraft protection, or both. Hardworking families waste billions of dollars on these types of fees.

We want to put that $38 billion back into your pockets, and we have a number of services to help do that. Our low balance detection services will notify you when your checking account balance is close to zero and in danger of being charged an overdraft fee. If you struggle with low balances, we can show you how to avoid overdrafts by making easy changes to your accounts. We make it simple for you. Our goal is to help you avoid paying unnecessary fees to banks.

Avoid Fees

As a HelloWallet member, you’ll get access to easy-to-follow personalized recommendations for avoiding bank fees. For example, if the balance in your checking account falls below a certain amount, we’ll send you a low-balance alert to prevent you from incurring overdraft fees.

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Bank Fee Monitoring

Have you ever discovered that your credit card rates have suddenly doubled or tripled, causing your monthly payments to skyrocket? Credit card companies can raise your interest rate at any time without warning you, so millions of people face this challenge every month.

We’ll monitor your credit card rates and alert you when they go up, so you can find a better deal. We’ll also track the rates on your other loans–-such as mortgages and auto loans–-and warn you months before a rate is scheduled to increase, so you’re not caught off-guard when the bill comes. Think of us as a full-time personal accountant devoted to protecting your money.

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Prevent Delinquencies

We’ll help you avoid delinquencies and the expenses that come with them. About 30 million households are late on at least one payment every year, and most people eventually miss some kind of payment. It’s a fact of life. Delinquencies come with penalty fees, which can add up to a lot of money over time. They can also ding your credit score, which makes everything more expensive. We’ll proactively help you stay on top of your bills and avoid late fees.

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